Frequently Asked Questions

It speeds up the process since you’re skipping repairs and often skipping inspections or financing delays.

Yes — lower offers, potential liability disclosure issues, and fewer buyers.

• Often 5–30% less than retail market value, depending on condition and location.

Still somewhat negotiable, especially if multiple investors are interested.

No, cash buyers typically purchase as-is.

Not if you sell directly to a cash buyer or investor. If using an agent, expect ~6% in commissions.

Yes — the mortgage is paid off at closing from the sale proceeds.

No. Perfectly legal — cash sales are common.

If submitting to a cash buyer/investor site, usually no obligation, but read the fine print.

Yes. Cash buyers and investors are often specifically looking for distressed properties.

• You submit info
• The buyer visits the property or reviews photos
• They make a no-obligation offer
• You accept, sign a contract, and close within days to weeks

The buyer pays entirely in cash, skipping banks and mortgages.

Use a 1031 exchange to defer capital gains taxes by reinvesting in another investment property.

• Realtor fees
• Legal fees
• Closing costs
• Advertising
• Depreciation recapture may apply

Yes, but you must honor the lease agreement or give proper notice per local laws.

• Petition court
• Get property appraised
• Accept offers (may require court confirmation)
• Distribute proceeds

Through probate or small estate affidavit, depending on the estate’s size and your state’s laws.

It varies — no fixed limit, but expect the process to take 6–12 months.

Usually yes — unless the executor has full authority under local laws.

Yes — with court approval or by an authorized executor/administrator.

There’s no universal deadline — depends on court agreement or personal decisions.

Not if both names are on the deed. Consent is generally required.

Before may simplify asset division, but depends on equity, timing, and emotional ties.

A judge mandates the sale if spouses can’t agree or if property division is required.

Some investors specialize in buying homes in these situations to help avoid foreclosure.

A condition (like financing or inspection) that must be met. Cash offers usually waive contingencies.

A professional checks the home for issues. As-is sales may skip or simplify this step.

You or your agent reviews offers, negotiates price/terms, and selects the best one.

• Spring and early summer (March–June) often bring the most buyers.

• Traditional: 60–90 days
• Cash/As-Is: 7–30 days

• Agent commissions (5–6%)
• Closing costs (1–3%)
• Repairs
• Staging/marketing (if applicable)

• Yes for maximum price, broad marketing
• No if you want a quick, no-hassle cash sale

Use a CMA, appraisal, or online estimator, or get offers from investors.

Usually no fees if selling to a cash buyer/investor.

Based on ARV (after repair value) minus repair costs, holding costs, and profit margin.

Investors offer below retail but aim for fair value based on condition and convenience.

Ask up front. Some buyers are agents who will list it; others are direct buyers.